If you’re a UK national living in or thinking about moving to Portugal

If you’re a UK national living in or thinking about moving to Portugal, it’s important to review your financial planning. This should look at tax efficiency and how your estate planning, investment strategies and pensions can work most favourably for you and your new life in Portugal.

With personalised financial advice, you can make the most of what you have while keeping up with the complex tax rules in both Portugal

Where in Portugal should I buy?

Portugal is a great choice for a home overseas and continues to attract Brits as an alternative to Spain. Whether you fancy the Algarve with its incredible beaches and golf courses, the cultural hot spots of Lisbon and Porto or the unspoilt Silver Coast, Portugal has something for all tastes and budgets.

The Algarve

Attracted by its stunning beaches, excellent climate and award-winning golf courses, the Algarve, on Portugal’s southern-most coast, is a number one property hotspot for Brits. It’s also a great region for holiday rental opportunity.

The Algarve’s central resort towns of Vilamoura, Vale do Lobo and Quinta do Lago are often singled out as its most desirable pockets. Property developments and their linked facilities are in the super league. But this, of course, also means they come with the highest price tag.

If your budget is more limited, the central Algarve offers some great alternatives. Check out Loulé, famous for its Saturday morning gipsy market, or Silves with its abundance of orange and lemon trees. Pretty Armação de Pêra, just west of Albufeira, has a great atmosphere yet avoids being too over-crowded in the seasonal months.

But money will go further still in the Western Algarve which has been steadily growing in popularity. Explore the leisure resort of Carvoeiro, the charming beach village of Burgau or the larger fishing town of Lagos. For a much quieter pace of life (and some great surfing) Odeceixe is worth a look.

The Eastern Algarve is perhaps the least touristy part of the region but you can still find some great property deals just 20 minutes drive of Faro airport. Tavira (pictured above), close to the Spanish border, has been mooted as a potential hotspot for a few years now. For unspoilt countryside but still within 30 minutes of the coast, villages around the river town of Alcoutim may offer what you are looking for.

Silver Coast

To discover ‘real Portugal’ leave the Algarve behind and head north-west to the Silver Coast (or Costa de Prata) which lies between Lisbon and Porto. With its famous ‘glittering’ beaches you’ll find everything here from historic towns and traditional fishing villages to modern coastal resorts.

Also worth considering is Aveiro which is known as the ‘Venice of Portugal’ for its lagoons – or the bohemian medieval town of Obidos for its art and culture. If you want more in the way of amenities the bigger towns of Nazaré and Marinha Grande may be a better fit.

Blue Coast

Formerly overlooked by Brits but now gathering pace as a property hotspot is Portugal’s Blue Coast (or Costa Azul). Stretching from the top of the Algarve to just north of Lisbon, the region plays host to the gigantic natural reserve of the Troia Peninsula where you’ll find protected dolphins and hundreds of varieties of birds.

Upscale developments have been built along the sheltered white sand dunes of Troia and Carvalhal and a wide range of property is now available there at reasonable prices. For something off-resort, consider the hillsides of Sesimbra province where you’ll find stunning rugged views. Alternatively, look at the ancient sea town of Setubal – which is known to wine-lovers as the home of Moscatel and to football-lovers as the home of Jose Mourinho.

Madeira and The Azores